The location for signing is determined by the title company which has usually been chosen by the seller. If your schedule requires that we close in a location away from the escrow office we are using please let us know as soon as possible as the title company can set up a remote signing with a traveling escrow officer, or at another location.
We recommend calling to confirm your movers one last time. Make sure they have the proper sized crew and truck to efficiently complete the move. If you are moving into or out of a condo and are not on the first floor, let them know, especially if your building doesn’t have an elevator. Most closings take approximately 30 minutes to one hour, but they can take longer.
A few important reminders for signing:
- Bring your photo ID with you (ideally a driver’s license or passport)
- Bring your checkbook (just in case)
- Bring copies of your earnest money receipts and wire transfer receipt for the deposit and closing costs
Signing usually takes approximately 30 min to an hour, however, check with your escrow officer so you know exactly.
The title or ‘escrow officer’ is the one that helps you sign in Oregon and to ensure everything is signed properly. They then send all of the signed documents to the loan underwriter for one last review and issues any refund checks at the end of closing.
We try to always attend closing with our clients, however, the sellers are usually not present at closing as they have pre-signed all of the documents. Before you go to signing, call the Title company to verify the address. During signing make sure you understand how and when the taxes get paid.
Once the county records the deed with your name on it, your agent will deliver you the keys and you are a homeowner! This usually happens a day or two after signing.